Arkansas seller net sheet calculator

Arkansas charges a 0.33% transfer tax that buyer and seller split equally unless they agree otherwise. Property taxes are collected the year after they are levied, so sellers credit buyers at closing.

Arkansas’s rules checked September 30, 2026Runs in your browser. Nothing you type is saved.

State Closing date

Arkansas: Real property transfer tax: 0.33% of the price, usually paid by the buyer and seller together. Owner’s title is usually paid by the seller, though it varies.

Sale price

$

Mortgage payoff

$

Commissions

Listing agent

Buyer’s agent

Estimated net to seller $89,376

42%keeps

Sale price$215,000
Commissions−$11,825
- Listing agent commission (3%)est.−$6,450
- Buyer’s agent compensation (2.5%)est.−$5,375
Loans and liens−$110,000
- Mortgage payoff−$110,000
Title and closing−$1,453
- Owner’s title insuranceest.−$753
- Settlement or escrow feeest.−$600
- Recording and release feesest.−$100
Taxes−$2,346
- Real property transfer tax (half)−$355
- Property taxes (prorated)est.−$1,991
Net to seller$89,376

An estimate, not a closing statement. The title or escrow company and your lender provide the final figures, and the loan payoff comes from the lender's payoff statement. Commissions are negotiable.

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A Arkansas sale, worked out

The calculator opens on $215,000, about the median value of an owner-occupied home in Arkansas ($215,600, 2024 Census estimate), with a $110,000 mortgage payoff as an example. Commissions are whatever the seller agrees, so they’re left out here.

Before commissions and the payoff, the seller’s costs come to about $3,799, or 1.77% of the price, for a closing on December 5, 2026. Arkansas’s transfer tax on a $400,000 sale is the 21st highest of the 35 states and DC that have one.

Seller’s costs on $215,000, before commissions and the payoff
Owner’s title insuranceest.	−$753
Settlement or escrow feeest.	−$600
Recording and release feesest.	−$100
Real property transfer tax (half)	−$355
Property taxes (prorated)est.	−$1,991
Total	−$3,799

Estimates are tagged “est.”; the rest follow the state’s rules.

The real property transfer tax and title at other prices

Real property transfer tax is 0.33% of the price, usually paid by the buyer and seller together. The owner’s policy below is an estimate; your title company’s quote will differ. Who pays for it varies, so the calculator counts it for the seller; you can switch it.

Sale price	Whole real property transfer tax	Seller usually pays	Owner’s title policy
$250,000	$825	$413	$875est.
$500,000	$1,650	$825	$1,750est.
$750,000	$2,475	$1,238	$2,625est.
$1,000,000	$3,300	$1,650	$3,500est.
$2,000,000	$6,600	$3,300	$7,000est.

Selling in Arkansas: what to know

Real property transfer tax

Arkansas’s real property transfer tax is $3.30 per $1,000 of the price (0.33%) when the consideration is over $100, paid with documentary stamps. Unless the contract says otherwise, state law splits it half to the seller and half to the buyer.

Title insurance

Arkansas has no set custom for the owner’s title policy; the Arkansas Realtors contract lets the parties allocate it, and seller-paid and split arrangements are both common. Check your contract and confirm with your title company.

Who runs the closing

Title companies typically close Arkansas sales. An attorney isn’t required.

Property taxes

Arkansas taxes levied for one year are collected the next, payable from the first business day of March through October 15. At closing the seller credits the buyer for the current year to date, and for last year’s bill too if it hasn’t been paid.

Selling in Arkansas: questions

Who pays transfer tax in Arkansas?

By law the 0.33% Arkansas transfer tax is split equally between buyer and seller unless the contract says otherwise. On a $250,000 sale each side pays $412.50.

Who pays for owner’s title insurance in Arkansas?

It varies. The Arkansas Realtors contract lets buyer and seller decide, and both seller-paid and split policies are common.

How are property taxes handled when selling in Arkansas?

Arkansas collects each year’s taxes the following year, due by October 15. The seller credits the buyer for the current year up to closing, plus any of last year’s bill still unpaid.

How much are seller closing costs in Arkansas?

Leaving out commissions, which are whatever the seller agrees, and the loan payoff, a Arkansas seller’s costs on a $215,000 sale come to about $3,799 with the calculator’s estimates and a December 5, 2026 closing: owner’s title insurance $753, settlement or escrow fee $600, recording and release fees $100, real property transfer tax (half) $355, property taxes (prorated) $1,991. Put in your own numbers above for a closer figure.

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