Connecticut seller net sheet calculator

Connecticut sellers pay the conveyance tax: 1% of the price up to $800,000 on a home, rising to 1.5% and then 2.5% on higher slices. Closings are run by attorneys, and each side usually has its own.

Connecticut’s rules checked September 30, 2026Runs in your browser. Nothing you type is saved.

State Closing date

Connecticut: Conveyance tax: 1% to 2.5%, by price, usually paid by the seller. Owner’s title is usually paid by the buyer. An attorney usually handles the closing.

Sale price

$

Mortgage payoff

$

Commissions

Listing agent

Buyer’s agent

Estimated net to seller $164,067

42%keeps

Sale price$395,000
Commissions−$21,725
- Listing agent commission (3%)est.−$11,850
- Buyer’s agent compensation (2.5%)est.−$9,875
Loans and liens−$200,000
- Mortgage payoff−$200,000
Title and closing−$1,600
- Settlement or escrow feeest.−$600
- Closing attorneyest.−$900
- Recording and release feesest.−$100
Taxes−$7,608
- Conveyance tax−$3,950
- Property taxes (prorated)est.−$3,658
Net to seller$164,067

An estimate, not a closing statement. The title or escrow company and your lender provide the final figures, and the loan payoff comes from the lender's payoff statement. Commissions are negotiable.

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A Connecticut sale, worked out

The calculator opens on $395,000, about the median value of an owner-occupied home in Connecticut ($396,900, 2024 Census estimate), with a $200,000 mortgage payoff as an example. Commissions are whatever the seller agrees, so they’re left out here.

Before commissions and the payoff, the seller’s costs come to about $9,208, or 2.33% of the price, for a closing on December 5, 2026. Connecticut’s transfer tax on a $400,000 sale is the 7th highest of the 35 states and DC that have one.

Seller’s costs on $395,000, before commissions and the payoff
Settlement or escrow feeest.	−$600
Closing attorneyest.	−$900
Recording and release feesest.	−$100
Conveyance tax	−$3,950
Property taxes (prorated)est.	−$3,658
Total	−$9,208

Estimates are tagged “est.”; the rest follow the state’s rules.

The conveyance tax and title at other prices

Conveyance tax is 1% to 2.5%, by price, usually paid by the seller. The owner’s policy below is an estimate; your title company’s quote will differ. The buyer usually pays for it here, so it isn’t in the seller’s costs above.

Sale price	Whole conveyance tax	Seller usually pays	Owner’s title policy
$250,000	$2,500	$2,500	$875est.
$500,000	$5,000	$5,000	$1,750est.
$750,000	$7,500	$7,500	$2,625est.
$1,000,000	$11,000	$11,000	$3,500est.
$2,000,000	$26,000	$26,000	$7,000est.

Counties or cities in Connecticut can add a tax of their own. Add it under Other costs in the calculator.

Selling in Connecticut: what to know

Conveyance tax

For a home, Connecticut’s conveyance tax combines a state rate and a 0.25% municipal rate: 1% on the first $800,000, 1.5% on the part from $800,000 to $2.5 million and 2.5% above that. The seller pays both, and the tax applies when the price is $2,000 or more. Some towns that qualify as targeted investment communities add up to 0.25% more.

Title insurance

The buyer customarily pays for the owner’s policy in Connecticut. Only Connecticut attorneys can act as title insurance agents, so policies are issued through attorneys.

Who runs the closing

Connecticut is an attorney-closing state by custom, because only Connecticut attorneys can act as title agents. Each side typically hires its own attorney, and the seller’s attorney fee is a normal seller cost.

Property taxes

Connecticut towns run a July-to-June fiscal year, taxing the grand list from the prior October 1, and most bill in July and January installments. How taxes are prorated at closing varies by town, so confirm the local custom.

Local differences

Towns that adopted the extra 0.25% municipal rate include Bloomfield, Bridgeport, Bristol, East Hartford, Hamden, Hartford, Meriden, Middletown, New Britain, New Haven, New London, Norwalk, Norwich, Southington, Waterbury and Windham; Stamford charges 0.10% up to $1 million and 0.25% above. The list dates from 2020, so confirm with the town clerk.

Selling in Connecticut: questions

How much is the conveyance tax in Connecticut?

On a home, the combined state and municipal rate is 1% on the first $800,000 of the price, 1.5% on the part up to $2.5 million and 2.5% above that. A $1 million sale pays $11,000.

Who pays the conveyance tax in Connecticut?

The seller pays both the state and municipal conveyance tax when the deed is recorded.

Do you need an attorney to sell a house in Connecticut?

In practice, yes. Only Connecticut attorneys can act as title agents, so closings are run by attorneys and each side usually hires its own.

How much are seller closing costs in Connecticut?

Leaving out commissions, which are whatever the seller agrees, and the loan payoff, a Connecticut seller’s costs on a $395,000 sale come to about $9,208 with the calculator’s estimates and a December 5, 2026 closing: settlement or escrow fee $600, closing attorney $900, recording and release fees $100, conveyance tax $3,950, property taxes (prorated) $3,658. Put in your own numbers above for a closer figure.

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