Georgia seller net sheet calculator

Georgia’s transfer tax is $1 per $1,000, or 0.1% of the price, and the seller is liable for it. Georgia requires an attorney to conduct residential closings.

Georgia’s rules checked September 30, 2026Runs in your browser. Nothing you type is saved.

State Closing date

Georgia: Real estate transfer tax: 0.1% of the price, usually paid by the seller. Owner’s title is usually paid by the buyer. An attorney usually handles the closing.

Sale price

$

Mortgage payoff

$

Commissions

Listing agent

Buyer’s agent

Estimated net to seller $145,885

42%keeps

Sale price$345,000
Commissions−$18,975
- Listing agent commission (3%)est.−$10,350
- Buyer’s agent compensation (2.5%)est.−$8,625
Loans and liens−$175,000
- Mortgage payoff−$175,000
Title and closing−$1,600
- Settlement or escrow feeest.−$600
- Closing attorneyest.−$900
- Recording and release feesest.−$100
Taxes−$3,540
- Real estate transfer tax−$345
- Property taxes (prorated)est.−$3,195
Net to seller$145,885

An estimate, not a closing statement. The title or escrow company and your lender provide the final figures, and the loan payoff comes from the lender's payoff statement. Commissions are negotiable.

Save it to your client and send it as a link. Net sheets are free in Workspace, opening soon.Save it to your client and send it as a link. Net sheets are free in Workspace.Save it to your client and send it as a link. Net sheets are free in Workspace.

A Georgia sale, worked out

The calculator opens on $345,000, about the median value of an owner-occupied home in Georgia ($343,300, 2024 Census estimate), with a $175,000 mortgage payoff as an example. Commissions are whatever the seller agrees, so they’re left out here.

Before commissions and the payoff, the seller’s costs come to about $5,140, or 1.49% of the price, for a closing on December 5, 2026. Georgia’s transfer tax on a $400,000 sale is the 30th highest of the 35 states and DC that have one.

Seller’s costs on $345,000, before commissions and the payoff
Settlement or escrow feeest.	−$600
Closing attorneyest.	−$900
Recording and release feesest.	−$100
Real estate transfer tax	−$345
Property taxes (prorated)est.	−$3,195
Total	−$5,140

Estimates are tagged “est.”; the rest follow the state’s rules.

The real estate transfer tax and title at other prices

Real estate transfer tax is 0.1% of the price, usually paid by the seller. The owner’s policy below is an estimate; your title company’s quote will differ. The buyer usually pays for it here, so it isn’t in the seller’s costs above.

Sale price	Whole real estate transfer tax	Seller usually pays	Owner’s title policy
$250,000	$250	$250	$875est.
$500,000	$500	$500	$1,750est.
$750,000	$750	$750	$2,625est.
$1,000,000	$1,000	$1,000	$3,500est.
$2,000,000	$2,000	$2,000	$7,000est.

Selling in Georgia: what to know

Real estate transfer tax

Georgia’s transfer tax is $1 for the first $1,000 of the price and 10 cents for each $100 after that, or 0.1%, so $400 on a $400,000 sale. Georgia’s Department of Revenue puts it on the seller, though contracts sometimes shift it to the buyer. It is paid before recording using Form PT-61, and there are no county or city transfer taxes.

Title insurance

The buyer customarily pays for the owner’s policy in Georgia. Confirm with your closing attorney.

Who runs the closing

Georgia requires an attorney: the Georgia Supreme Court holds that a non-lawyer conducting a residential closing is practicing law without a license. The closing attorney is usually engaged by the lender or buyer.

Property taxes

Georgia taxes the calendar year based on who owns the property on January 1. Bills usually go out in late summer or fall and are due by December 20 unless the county sets an earlier date or installments. At a mid-year closing the year is usually unpaid, so the seller credits the buyer from January 1 to closing.

Selling in Georgia: questions

Who pays transfer tax in Georgia?

Georgia’s Department of Revenue makes the seller liable for the 0.1% transfer tax, though a contract can shift it to the buyer. On a $400,000 sale it is $400.

Does Georgia require an attorney at closing?

Yes. Under Georgia Supreme Court precedent a residential closing must be conducted by a Georgia attorney, usually one engaged by the lender or buyer.

How are property taxes prorated when selling in Georgia?

Georgia property taxes are billed late in the year and due by December 20 in most counties, so at a mid-year closing the seller credits the buyer for January 1 through closing.

How much are seller closing costs in Georgia?

Leaving out commissions, which are whatever the seller agrees, and the loan payoff, a Georgia seller’s costs on a $345,000 sale come to about $5,140 with the calculator’s estimates and a December 5, 2026 closing: settlement or escrow fee $600, closing attorney $900, recording and release fees $100, real estate transfer tax $345, property taxes (prorated) $3,195. Put in your own numbers above for a closer figure.

Is anything I type saved?

No. The calculator runs in your browser and sends nothing to us. A copied link carries the numbers in the address itself, so only people you share it with can open them.