Kansas seller net sheet calculator

Kansas has no real estate transfer tax. By custom the seller pays for the owner’s title policy.

Kansas’s rules checked September 30, 2026Runs in your browser. Nothing you type is saved.

State Closing date

Kansas: No state transfer tax. Owner’s title is usually paid by the seller.

Sale price

$

Mortgage payoff

$

Commissions

Listing agent

Buyer’s agent

Estimated net to seller $103,038

43%keeps

Sale price$240,000
Commissions−$13,200
- Listing agent commission (3%)est.−$7,200
- Buyer’s agent compensation (2.5%)est.−$6,000
Loans and liens−$120,000
- Mortgage payoff−$120,000
Title and closing−$1,540
- Owner’s title insuranceest.−$840
- Settlement or escrow feeest.−$600
- Recording and release feesest.−$100
Taxes−$2,222
- Property taxes (prorated)est.−$2,222
Net to seller$103,038

An estimate, not a closing statement. The title or escrow company and your lender provide the final figures, and the loan payoff comes from the lender's payoff statement. Commissions are negotiable.

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A Kansas sale, worked out

The calculator opens on $240,000, about the median value of an owner-occupied home in Kansas ($238,700, 2024 Census estimate), with a $120,000 mortgage payoff as an example. Commissions are whatever the seller agrees, so they’re left out here.

Before commissions and the payoff, the seller’s costs come to about $3,762, or 1.57% of the price, for a closing on December 5, 2026. Kansas is one of the states with no state transfer tax.

Seller’s costs on $240,000, before commissions and the payoff
Owner’s title insuranceest.	−$840
Settlement or escrow feeest.	−$600
Recording and release feesest.	−$100
Property taxes (prorated)est.	−$2,222
Total	−$3,762

Estimates are tagged “est.”; the rest follow the state’s rules.

The title policy at other prices

Kansas has no state transfer tax, so the seller’s state-set costs come down to title and closing fees. The owner’s policy below is an estimate; your title company’s quote will differ. The seller usually pays for it.

Sale price	Owner’s title policy
$250,000	$875est.
$500,000	$1,750est.
$750,000	$2,625est.
$1,000,000	$3,500est.
$2,000,000	$7,000est.

Selling in Kansas: what to know

No state transfer tax

Kansas has never had a deed transfer tax; only recording fees apply. Kansas is also a non-disclosure state for sale prices.

Title insurance

By Kansas custom, including in the Kansas City metro and Wichita, the seller pays for the owner’s policy. Confirm with your title company and contract.

Who runs the closing

Title and escrow companies close Kansas sales. An attorney isn’t required.

Property taxes

Kansas bills the calendar year in November. The full amount or the first half is due December 20 and the second half May 10 of the next year. The seller credits the buyer from January 1 to closing.

Selling in Kansas: questions

Does Kansas have a transfer tax?

No. Kansas has no real estate transfer tax, so sellers pay only recording-related costs.

Who pays for title insurance in Kansas?

By custom the seller pays for the owner’s policy in Kansas, including in the Kansas City area and Wichita. It can be negotiated.

How are property taxes prorated in Kansas?

Kansas taxes for the year are billed in November and due December 20 and May 10, so the seller credits the buyer for January 1 to the closing date.

How much are seller closing costs in Kansas?

Leaving out commissions, which are whatever the seller agrees, and the loan payoff, a Kansas seller’s costs on a $240,000 sale come to about $3,762 with the calculator’s estimates and a December 5, 2026 closing: owner’s title insurance $840, settlement or escrow fee $600, recording and release fees $100, property taxes (prorated) $2,222. Put in your own numbers above for a closer figure.

Is anything I type saved?

No. The calculator runs in your browser and sends nothing to us. A copied link carries the numbers in the address itself, so only people you share it with can open them.