Ohio seller net sheet calculator

Ohio sellers pay a county conveyance fee of 0.1% to 0.4% of the price, and many counties charge the full 0.4%. Property taxes are paid a year in arrears, so the seller’s credit to the buyer often covers more than the current year.

Ohio’s rules checked September 30, 2026Runs in your browser. Nothing you type is saved.

State Closing date

Ohio: Conveyance fee: 0.4% of the price, usually paid by the seller. Owner’s title is usually paid by the seller, though it varies.

Sale price

$

Mortgage payoff

$

Commissions

Listing agent

Buyer’s agent

Estimated net to seller $102,078

43%keeps

Sale price$240,000
Commissions−$13,200
- Listing agent commission (3%)est.−$7,200
- Buyer’s agent compensation (2.5%)est.−$6,000
Loans and liens−$120,000
- Mortgage payoff−$120,000
Title and closing−$1,540
- Owner’s title insuranceest.−$840
- Settlement or escrow feeest.−$600
- Recording and release feesest.−$100
Taxes−$3,182
- Conveyance fee−$960
- Property taxes (prorated)est.−$2,222
Net to seller$102,078

An estimate, not a closing statement. The title or escrow company and your lender provide the final figures, and the loan payoff comes from the lender's payoff statement. Commissions are negotiable.

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A Ohio sale, worked out

The calculator opens on $240,000, about the median value of an owner-occupied home in Ohio ($239,800, 2024 Census estimate), with a $120,000 mortgage payoff as an example. Commissions are whatever the seller agrees, so they’re left out here.

Before commissions and the payoff, the seller’s costs come to about $4,722, or 1.97% of the price, for a closing on December 5, 2026. Ohio’s transfer tax on a $400,000 sale is the 15th highest of the 35 states and DC that have one.

Seller’s costs on $240,000, before commissions and the payoff
Owner’s title insuranceest.	−$840
Settlement or escrow feeest.	−$600
Recording and release feesest.	−$100
Conveyance fee	−$960
Property taxes (prorated)est.	−$2,222
Total	−$4,722

Estimates are tagged “est.”; the rest follow the state’s rules.

The conveyance fee and title at other prices

Conveyance fee is 0.4% of the price, usually paid by the seller. The owner’s policy below is an estimate; your title company’s quote will differ. Who pays for it varies, so the calculator counts it for the seller; you can switch it.

Sale price	Whole conveyance fee	Seller usually pays	Owner’s title policy
$250,000	$1,000	$1,000	$875est.
$500,000	$2,000	$2,000	$1,750est.
$750,000	$3,000	$3,000	$2,625est.
$1,000,000	$4,000	$4,000	$3,500est.
$2,000,000	$8,000	$8,000	$7,000est.

Counties or cities in Ohio can add a tax of their own. Add it under Other costs in the calculator.

Selling in Ohio: what to know

Conveyance fee

Ohio’s real property conveyance fee is set by county: a mandatory $1 per $1,000 (0.1%) plus an optional county fee of up to 0.3%, for as much as 0.4% in total. Many counties charge the full 0.4%, which the calculator assumes, so confirm your county’s rate. The seller pays it, rounded up to the next $100.

Title insurance

Practice varies by region and contract form in Ohio. The seller often pays for the title search or evidence, and the owner’s premium is sometimes split or paid by the buyer. Confirm with your title agency.

Who runs the closing

Title agencies close Ohio sales. An attorney isn’t required.

Property taxes

Ohio property taxes are paid a year in arrears: each year’s tax is paid in two halves the following year. At closing the seller credits the buyer, typically including any unpaid prior-year halves.

Selling in Ohio: questions

How much is the conveyance fee in Ohio?

It depends on the county: a mandatory 0.1% plus up to 0.3% more, for a maximum of 0.4%. At 0.4%, a $250,000 sale pays $1,000.

Who pays the conveyance fee in Ohio?

The seller pays Ohio’s conveyance fee when the deed is transferred.

Why is the property tax credit so large when selling in Ohio?

Ohio taxes are paid a year behind, so the seller’s credit to the buyer often includes last year’s unpaid half plus the current year to date.

How much are seller closing costs in Ohio?

Leaving out commissions, which are whatever the seller agrees, and the loan payoff, a Ohio seller’s costs on a $240,000 sale come to about $4,722 with the calculator’s estimates and a December 5, 2026 closing: owner’s title insurance $840, settlement or escrow fee $600, recording and release fees $100, conveyance fee $960, property taxes (prorated) $2,222. Put in your own numbers above for a closer figure.

Is anything I type saved?

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