Vermont seller net sheet calculator

In Vermont the buyer pays the property transfer tax, so it isn’t a seller cost. The seller’s attorney prepares the deed and the transfer return.

Vermont’s rules checked September 30, 2026Runs in your browser. Nothing you type is saved.

State Closing date

Vermont: Property transfer tax: 0.5% to 1.47%, by price, usually paid by the buyer. Owner’s title is usually paid by the buyer. An attorney usually handles the closing.

Sale price

$

Mortgage payoff

$

Commissions

Listing agent

Buyer’s agent

Estimated net to seller $150,588

42%keeps

Sale price$355,000
Commissions−$19,525
- Listing agent commission (3%)est.−$10,650
- Buyer’s agent compensation (2.5%)est.−$8,875
Loans and liens−$180,000
- Mortgage payoff−$180,000
Title and closing−$1,600
- Settlement or escrow feeest.−$600
- Closing attorneyest.−$900
- Recording and release feesest.−$100
Taxes−$3,287
- Property taxes (prorated)est.−$3,287
Net to seller$150,588

An estimate, not a closing statement. The title or escrow company and your lender provide the final figures, and the loan payoff comes from the lender's payoff statement. Commissions are negotiable.

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A Vermont sale, worked out

The calculator opens on $355,000, about the median value of an owner-occupied home in Vermont ($352,800, 2024 Census estimate), with a $180,000 mortgage payoff as an example. Commissions are whatever the seller agrees, so they’re left out here.

Before commissions and the payoff, the seller’s costs come to about $4,887, or 1.38% of the price, for a closing on December 5, 2026. Vermont’s transfer tax on a $400,000 sale is the 8th highest of the 35 states and DC that have one.

Seller’s costs on $355,000, before commissions and the payoff
Settlement or escrow feeest.	−$600
Closing attorneyest.	−$900
Recording and release feesest.	−$100
Property taxes (prorated)est.	−$3,287
Total	−$4,887

Estimates are tagged “est.”; the rest follow the state’s rules.

The property transfer tax and title at other prices

Property transfer tax is 0.5% to 1.47%, by price, usually paid by the buyer. The owner’s policy below is an estimate; your title company’s quote will differ. The buyer usually pays for it here, so it isn’t in the seller’s costs above.

Sale price	Whole property transfer tax	Seller usually pays	Owner’s title policy
$250,000	$1,735	$0	$875est.
$500,000	$5,410	$0	$1,750est.
$750,000	$9,085	$0	$2,625est.
$1,000,000	$12,760	$0	$3,500est.
$2,000,000	$27,460	$0	$7,000est.

Selling in Vermont: what to know

Property transfer tax

Vermont’s property transfer tax is paid by the buyer. For a buyer’s principal residence it is 0.5% on the first $200,000 and 1.47% above that, including the 0.22% clean water surcharge, so $2,470 on a $300,000 home. Other property generally pays 1.47%; purchases financed through VHFA or USDA programs are exempt on the first $250,000; and a year-round home that won’t be the buyer’s principal residence pays 3.62%.

Title insurance

The buyer customarily pays for title in Vermont, whether an attorney’s title opinion, an owner’s policy or both.

Who runs the closing

Vermont attorneys customarily handle the title search, title opinion and closing. The seller’s attorney prepares the deed and the property transfer return.

Property taxes

Vermont property tax is set by each town, and most use a July-to-June fiscal year with installments, so the proration depends on which installments have been paid.

Selling in Vermont: questions

Who pays transfer tax in Vermont?

The buyer. Vermont’s property transfer tax is the buyer’s liability, so it isn’t a seller closing cost.

Do I need an attorney to sell in Vermont?

It is customary. The seller’s attorney usually prepares the deed and the property transfer tax return.

How are property taxes prorated in Vermont?

Vermont towns set their own fiscal years and installments, most July to June, so the proration follows which installments the seller has paid.

How much are seller closing costs in Vermont?

Leaving out commissions, which are whatever the seller agrees, and the loan payoff, a Vermont seller’s costs on a $355,000 sale come to about $4,887 with the calculator’s estimates and a December 5, 2026 closing: settlement or escrow fee $600, closing attorney $900, recording and release fees $100, property taxes (prorated) $3,287. Put in your own numbers above for a closer figure.

Is anything I type saved?

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