Washington seller net sheet calculator

Washington’s real estate excise tax is graduated: 1.1% on the first $525,000, rising to 3% on the most expensive slices, plus a local tax of about 0.5%. The seller usually pays it, and the brackets step up on January 1, 2027.

Washington’s rules checked September 30, 2026Runs in your browser. Nothing you type is saved.

State Closing date

Washington: Real estate excise tax: 1.1% to 3%, by price, plus a typical 0.5% local tax, usually paid by the seller. Owner’s title is usually paid by the seller.

Sale price

$

Mortgage payoff

$

Commissions

Listing agent

Buyer’s agent

Estimated net to seller $254,909

42%keeps

Sale price$600,000
Commissions−$33,000
- Listing agent commission (3%)est.−$18,000
- Buyer’s agent compensation (2.5%)est.−$15,000
Loans and liens−$300,000
- Mortgage payoff−$300,000
Title and closing−$2,800
- Owner’s title insuranceest.−$2,100
- Settlement or escrow feeest.−$600
- Recording and release feesest.−$100
Taxes−$9,291
- Real estate excise tax−$9,735
- Property tax credit (prorated)est.+$444
Net to seller$254,909

An estimate, not a closing statement. The title or escrow company and your lender provide the final figures, and the loan payoff comes from the lender's payoff statement. Commissions are negotiable.

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A Washington sale, worked out

The calculator opens on $600,000, about the median value of an owner-occupied home in Washington ($602,200, 2024 Census estimate), with a $300,000 mortgage payoff as an example. Commissions are whatever the seller agrees, so they’re left out here.

Before commissions and the payoff, the seller’s costs come to about $12,091, or 2.02% of the price, for a closing on December 5, 2026. Washington’s transfer tax on a $400,000 sale is the 3rd highest of the 35 states and DC that have one.

Seller’s costs on $600,000, before commissions and the payoff
Owner’s title insuranceest.	−$2,100
Settlement or escrow feeest.	−$600
Recording and release feesest.	−$100
Real estate excise tax	−$9,735
Property tax credit (prorated)est.	+$444
Total	−$12,091

A “+” is a credit to the seller: taxes the seller already paid for days after closing.

The real estate excise tax and title at other prices

Real estate excise tax is 1.1% to 3%, by price, plus a typical 0.5% local tax, usually paid by the seller. The owner’s policy below is an estimate; your title company’s quote will differ. The seller usually pays for it.

Sale price	Whole real estate excise tax	Seller usually pays	Owner’s title policy
$250,000	$4,000	$4,000	$875est.
$500,000	$8,000	$8,000	$1,750est.
$750,000	$12,405	$12,405	$2,625est.
$1,000,000	$16,855	$16,855	$3,500est.
$2,000,000	$41,638	$41,638	$7,000est.

Counties or cities in Washington can add a tax of their own. Add it under Other costs in the calculator.

Selling in Washington: what to know

Real estate excise tax

Washington’s state excise tax is graduated and applies by slice: 1.1% up to $525,000, 1.28% up to $1,525,000, 2.75% up to $3,025,000 and 3% above. Cities and counties add up to 0.5%, and most urban areas charge the full 0.5%, which the calculator assumes. On a $600,000 sale that is $6,735 to the state and $3,000 local. The state says the seller usually pays, and if not, the buyer is responsible.

Title insurance

The seller customarily pays for the standard-coverage owner’s policy in Washington, and the buyer pays for any extended coverage.

Who runs the closing

Escrow companies or limited practice officers close Washington sales. An attorney isn’t required.

Property taxes

Washington taxes the calendar year, half due by April 30 and half by October 31, so a paid half covers through June 30 or December 31. After a half is paid, the buyer reimburses the seller for the rest of that half.

Coming changes

WashingtonJanuary 1, 2027In the calculator
Washington’s real estate excise tax brackets move up: 1.1% to $551,000, 1.28% to $1,551,000, 2.75% to $3,051,000 and 3% above. The calculators already use the new brackets for closings on or after January 1, 2027.

Selling in Washington: questions

How much is the real estate excise tax in Washington?

Washington charges 1.1% on the first $525,000, 1.28% to $1,525,000, 2.75% to $3,025,000 and 3% above, plus a local tax of up to 0.5%. A $600,000 sale pays about $9,735 with a 0.5% local rate.

Who pays the excise tax in Washington?

The seller usually pays Washington’s real estate excise tax. If the seller doesn’t, the buyer is responsible.

Are Washington’s excise tax brackets changing?

Yes. On January 1, 2027 the thresholds rise to $551,000, $1,551,000 and $3,051,000, with the same rates, which lowers the tax slightly on sales above $525,000.

How much are seller closing costs in Washington?

Leaving out commissions, which are whatever the seller agrees, and the loan payoff, a Washington seller’s costs on a $600,000 sale come to about $12,091 with the calculator’s estimates and a December 5, 2026 closing: owner’s title insurance $2,100, settlement or escrow fee $600, recording and release fees $100, real estate excise tax $9,735, property tax credit (prorated) (a $444 credit). Put in your own numbers above for a closer figure.

Is anything I type saved?

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