Wyoming closing cost calculator

Wyoming buyers pay no transfer or mortgage tax, only recording fees.

Wyoming’s rules checked September 30, 2026Runs in your browser. Nothing you type is saved.

State Closing date

Wyoming: No state transfer tax. Owner’s title is usually paid by the seller.

Purchase price

$

The loan

Loan type

Down payment

Interest rate

%

Term

Estimated cash to close $74,213

1.8%closing costs

Purchase price$340,000
Down payment (20%)$68,000
- Loan amount$272,000
Loan costs+$3,420
- Origination and lender feesest.+$2,720
- Appraisalest.+$700
Title and closing+$1,350
- Lender’s title insuranceest.+$500
- Settlement or escrow feeest.+$600
- Recording feesest.+$250
Taxes−$3,148
- Property tax credit from the sellerest.−$3,148
Prepaids and escrow+$4,141
- Homeowner’s insurance, first yearest.+$1,700
- Prepaid interest (27 days)est.+$1,308
- Property tax escrow (3 months)est.+$850
- Insurance escrow (2 months)est.+$283
Other costs+$450
- Home inspectionest.+$450
Cash to close$74,213

Estimated monthly payment$2,144

Principal and interest$1,719
Mortgage insurance$0
Property taxes$283
Insurance$142
HOA dues$0

An estimate, not a Loan Estimate or Closing Disclosure. Your lender's Loan Estimate and the title or escrow company give the final figures. Rates, fees and insurance vary by lender and property.

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A Wyoming purchase, worked out

The calculator opens on $340,000, about the median value of an owner-occupied home in Wyoming ($339,500, 2024 Census estimate), with 20% down on a 30-year conventional loan and a closing on December 5, 2026.

The buyer brings about $74,213: $68,000 down and $6,213 in closing costs, 1.8% of the price. Wyoming charges the buyer no state transfer or mortgage tax. The monthly payment comes to about $2,144, with property tax and insurance.

Cash to close on $340,000, 20% down
Down payment	$68,000
Origination and lender feesest.	+$2,720
Appraisalest.	+$700
Lender’s title insuranceest.	+$500
Settlement or escrow feeest.	+$600
Recording feesest.	+$250
Property tax credit from the sellerest.	−$3,148
Homeowner’s insurance, first yearest.	+$1,700
Prepaid interest (27 days)est.	+$1,308
Property tax escrow (3 months)est.	+$850
Insurance escrow (2 months)est.	+$283
Home inspectionest.	+$450
Cash to close	$74,213

Estimates are tagged “est.”; Wyoming’s taxes follow its rules. A “−” is a credit, like the seller’s share of this year’s property tax where it’s paid after the year ends.

At other prices

Wyoming has no state tax of its own on the buyer. Each row has 20% down on a conventional loan.

Price	Wyoming’s buyer taxes	Closing costs	Cash to close	Monthly payment
$250,000	—	$5,522	$55,522	$1,597
$500,000	—	$7,960	$107,960	$3,153
$750,000	—	$10,850	$160,850	$4,730
$1,000,000	—	$13,800	$213,800	$6,307
$2,000,000	—	$25,599	$425,599	$12,613

Buying in Wyoming: what to know

No buyer’s taxes

Wyoming has no buyer-paid transfer or mortgage tax.

No state transfer tax

Wyoming has no state or local real estate transfer tax.

Title insurance

The seller customarily pays for the owner’s policy in Wyoming. Confirm with your title company.

Who runs the closing

Title companies close Wyoming sales. An attorney isn’t required.

Property taxes and escrow

Wyoming generally taxes the calendar year with the first half due November 10 and the second half May 10 of the next year, so taxes are paid in arrears and the seller credits the buyer.

Buying in Wyoming: questions

What taxes does a buyer pay at closing in Wyoming?

None on the transfer or the loan. Wyoming buyers pay recording fees only.

When are property taxes due in Wyoming?

Generally in halves on November 10 and May 10 of the following year.

Who closes a home sale in Wyoming?

Title companies close most Wyoming sales; an attorney isn’t required.

How much are closing costs in Wyoming?

On a $340,000 home with 20% down on a conventional loan, the calculator’s estimates put a Wyoming buyer’s closing costs at about $6,213, or 1.8% of the price, and cash to close at $74,213. Wyoming charges the buyer no state transfer or mortgage tax. Lender fees, insurance and the rate vary, so put in your lender’s Loan Estimate for a closer number.

Is anything I type saved?

No. The calculator runs in your browser and sends nothing to us. A copied link carries the numbers in the address itself, so only people you share it with can open them.