Maine seller net sheet calculator

Maine’s transfer tax is split equally between buyer and seller: 0.44% in total, so 0.22% each. Since November 2025 a higher rate applies to the part of a price above $1 million.

Maine’s rules checked September 30, 2026Runs in your browser. Nothing you type is saved.

State Closing date

Maine: Real estate transfer tax: 0.44% to 1.2%, by price, usually paid by the buyer and seller together. Owner’s title is usually paid by the buyer. An attorney usually handles the closing.

Sale price

$

Mortgage payoff

$

Commissions

Listing agent

Buyer’s agent

Estimated net to seller $145,804

43%keeps

Sale price$340,000
Commissions−$18,700
- Listing agent commission (3%)est.−$10,200
- Buyer’s agent compensation (2.5%)est.−$8,500
Loans and liens−$170,000
- Mortgage payoff−$170,000
Title and closing−$1,600
- Settlement or escrow feeest.−$600
- Closing attorneyest.−$900
- Recording and release feesest.−$100
Taxes−$3,896
- Real estate transfer tax (half)−$748
- Property taxes (prorated)est.−$3,148
Net to seller$145,804

An estimate, not a closing statement. The title or escrow company and your lender provide the final figures, and the loan payoff comes from the lender's payoff statement. Commissions are negotiable.

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A Maine sale, worked out

The calculator opens on $340,000, about the median value of an owner-occupied home in Maine ($341,900, 2024 Census estimate), with a $170,000 mortgage payoff as an example. Commissions are whatever the seller agrees, so they’re left out here.

Before commissions and the payoff, the seller’s costs come to about $5,496, or 1.62% of the price, for a closing on December 5, 2026. Maine’s transfer tax on a $400,000 sale is the 14th highest of the 35 states and DC that have one.

Seller’s costs on $340,000, before commissions and the payoff
Settlement or escrow feeest.	−$600
Closing attorneyest.	−$900
Recording and release feesest.	−$100
Real estate transfer tax (half)	−$748
Property taxes (prorated)est.	−$3,148
Total	−$5,496

Estimates are tagged “est.”; the rest follow the state’s rules.

The real estate transfer tax and title at other prices

Real estate transfer tax is 0.44% to 1.2%, by price, usually paid by the buyer and seller together. The owner’s policy below is an estimate; your title company’s quote will differ. The buyer usually pays for it here, so it isn’t in the seller’s costs above.

Sale price	Whole real estate transfer tax	Seller usually pays	Owner’s title policy
$250,000	$1,100	$550	$875est.
$500,000	$2,200	$1,100	$1,750est.
$750,000	$3,300	$1,650	$2,625est.
$1,000,000	$4,400	$2,200	$3,500est.
$2,000,000	$16,400	$8,200	$7,000est.

Selling in Maine: what to know

Real estate transfer tax

Maine’s transfer tax is $2.20 per $500 of value (0.44%), split by law half to the seller and half to the buyer. For transfers on or after November 1, 2025, the part of the value above $1 million is taxed at 1.2% in total, also split equally. There are no county or town transfer taxes.

Title insurance

The owner’s policy is optional in Maine, and the buyer customarily chooses and pays for it.

Who runs the closing

Residential closings and title examinations in Maine are commonly handled by attorneys, and many title agents are law firms. It is customary rather than required.

Property taxes

Maine property tax is set by each town. Ownership status is fixed each April 1, and towns set their own fiscal years and due dates; many run July to June. Unless the parties agree otherwise, taxes are prorated over the town’s fiscal year, so whether the seller has prepaid depends on the town.

Selling in Maine: questions

Who pays transfer tax in Maine?

Both sides. Maine law splits the 0.44% transfer tax equally, so the seller pays 0.22% of the price, or $880 on a $400,000 sale.

Did Maine’s transfer tax go up?

Yes, at the high end. From November 1, 2025 the part of a price above $1 million is taxed at 1.2% in total, split between buyer and seller. The rate below $1 million didn’t change.

How are property taxes prorated in Maine?

Over the town’s fiscal year, unless the parties agree otherwise. Each Maine town sets its own due dates, so the seller may owe a credit or receive one.

How much are seller closing costs in Maine?

Leaving out commissions, which are whatever the seller agrees, and the loan payoff, a Maine seller’s costs on a $340,000 sale come to about $5,496 with the calculator’s estimates and a December 5, 2026 closing: settlement or escrow fee $600, closing attorney $900, recording and release fees $100, real estate transfer tax (half) $748, property taxes (prorated) $3,148. Put in your own numbers above for a closer figure.

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