Two-step sign-in and backup codes

Add a second step after your password, with a passkey, an authenticator app or one-time backup codes, and what happens after too many wrong codes.

Updated Oct 12, 2026

Two-step sign-in asks for something only you have after your password, so a stolen password isn’t enough to get in. It’s optional, and anyone can turn it on in Account → Security at account.brokerandagent.com.

Choose your second step#

Method How it works
Passkey Face ID, Touch ID, Windows Hello or a security key. You can add up to 20.
Authenticator app Any app that makes 6-digit codes. Each code works once.
Backup codes 10 codes, shown once. Each works once.

Set up more than one. Save your backup codes somewhere safe, like a password manager, for the day you don’t have your phone.

When we ask for it#

  • After your password, before you’re signed in to anything.
  • Not after a passkey. Signing in with a passkey counts as both steps.
  • Not after Google or Microsoft. They bring their own two-step, so we don’t ask again.

We also ask for it when you confirm it’s you before a sensitive change, like a new password. See Signing in.

Too many wrong codes#

To stop guessing, wrong codes pause code sign-ins for a while:

  • 5 wrong codes pause them for 15 minutes;
  • 10 pause them for an hour;
  • after that, every fifth wrong code pauses them for a day.

The message says how long the pause has left (“paused for about 14 minutes”). Your passkeys still work during a pause, and we email you about it.

Something missing or wrong? Email support@brokerandagent.com and we’ll fix it.